Finding the right home loan involves consideration of your needs, finances and history to help you choose the right home loan. We are here to guide you.
FIXED RATES ARE VERY LOW!
If you plan to stay in your home for the long term, sleep tight, knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.
HOW IT WORKS
- Monthly payments based on the interest rate, principal loan amount, and amortized interest over 30 years.
- Your payment will not change throughout the life of the loan.
- Your actual payment will vary based on your situation and the current interest rates when you apply.
- Pay your mortgage off at any time without pre-payment penalties
QUALIFICATION REQUIREMENTS
- Refinance up to 95% of your primary home’s value.
- Buy a home with as little as a 5% down (primary home).
- Loan amounts from $25,000 to $2,000,000.
GOT ANY QUESTIONS? GIVE US A CALL!
One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
FHA HOME LOAN
An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the most accessible for buying a home or refinancing. Save money with an easy and fast FHA loan, and qualifying is simple!
HOW IT WORKS / PAYMENTS
- Pay your mortgage at any time without pre-payment penalties.
- 30-, 25-, 20- and 15-year terms are all available with fixed rates.
- 5-year adjustable-rate mortgage available.
QUALIFICATION REQUIREMENTS
- Credit scores as low as 580 may qualify.
- Refinance up to 97.75% of your primary home’s value.
- Buy a home with as little as a 3.5% down (primary residence).
GOT QUESTIONS? GIVE US A CALL!
One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
VA HOME LOAN
Are you a veteran, a member of the military, or a military spouse? You may qualify for a VA loan. VA Loans offer flexible options as either fixed-rate or ARM mortgages. You may be eligible for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!
VA LOAN HIGHLIGHTS
- 30-,20-, and 15-years fixed-rate, and 5-year ARM loans are available.
- Jumbo VA loans are available
- Refinance up to 100% of your primary home’s value.
- VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans.
- Buy a home with no money down (primary residence).
- No monthly PMI (Private Mortgage Insurance).
- The U.S. Department of Veterans Affairs governs VA loans.
HOW VA HOME LOANS WORK
- Fixed-rate monthly payments are based on interest rates, principal loan amounts and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the life of the loan.
- ARM interest rates are fixed for 5 years. After the fixed-rate period, your interest rate can adjust up or down depending on the market.
- Pay your mortgage at any time without pre-payment penalties.
JUMBO HOMES LOANS UP TO $10 MILLION WITH CORBY MORTGAGE
- When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t.
- Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain, but at Corby Mortgage we can get you the best rate possible on your Jumbo Loan.
- With a Jumbo mortgage, you’ll get great rates for your big loan. With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.
GOT ANY QUESTIONS? GIVE US A CALL!
One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
MORTGAGE REFINANCING RATES AND & OPTIONS
Simply put, a mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments adding up to significant savings. Knowing your current finance mortgage rates is essential. We can keep you informed and help decide when to refinance may be best.
Call today for a Fast, Free Quote (708)268-5346
REASONS TO CONSIDER A MORTGAGE REFINANCE:
Refinancing can Reduce Your Monthly Mortgage Payment.
Mortgage rates are still very low. A refinance with Fast Lending can help you lower your payment and possibly save you money. Contact us today to find out if you qualify for a refinance.
FHA LOANS
Lower those rising mortgage payments with a government-insured fixed-rate loan.
VA HOME LOAN
Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!
Great rates and savings may be available to you if are a military member, veteran or a spouse of a veteran! There are several options available to eligible veterans.
CONTACT US TODAY!
Consolidate high-interest debt with a low mortgage rate.
You could pay off those higher-interest debts by refinancing at a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.
PAY OFF YOUR MORTGAGE FASTER.
The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan? There are many options available that could potentially help you pay off your mortgage faster and could help you save money.
WHEN TO REFINANCE YOUR MORTGAGE?
We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, feel free to give us a call or send us an email. Fast Lending can advise you on which mortgage refinancing program meets your needs and help you refinance with minimal hassle and work.
